Analyze. Negotiate. Monitor.
Three services, one goal: you pay a fair price for card processing and keep paying a fair price. All of it works with the processor you already have.
Statement Analysis
Send us a recent processing statement (ideally a few months' worth) and we'll do a forensic review at no charge. We sort every charge into three buckets: pass-through costs set by the card networks and issuing banks, the processor's markup, and everything else.
That "everything else" is where the bounty usually is.
What we look for
- Markup increases buried in notices you never read
- Non-qualified and downgraded transaction surcharges
- Duplicate, unnecessary, or made-up "service" and "compliance" fees
- Incorrect business-category coding or pricing setup
- Equipment leases and gateway fees that no longer make sense
- Pricing models (tiered, flat, interchange-plus) that don't fit how you take payments
How we negotiate
- We present documented findings, not guesses
- We benchmark your pricing against what's fair for your volume and industry
- We push for lower markups, fee removals, and error corrections
- We confirm the processor actually puts the changes in place
Processor Negotiation
With your authorization, we work directly with your current processor to cut what shouldn't be there. You don't have to sit on hold, argue over line items, or learn a new vocabulary. We handle the back-and-forth.
Because you keep your processor, there's no new hardware, no retraining your staff, and no interruption to getting paid.
Ongoing Monitoring
A lower rate only helps if it holds. Processors can and do add new fees or nudge rates up after a quiet period. We keep reviewing your statements every month and go after any increase that isn't justified.
You'll get regular reports showing what you're paying and what you've saved.
Monthly Review
Every statement gets checked for new fees and rate changes.
Early Alerts
We flag increases fast and go after them right away.
Savings Reports
Clear reports on your savings, verified against real statements.
Offer Reviews
Got a pitch from another processor? We'll give you an honest read.
Put a bounty on your hidden fees.
Send us a recent processing statement. The review is free, and you don't have to switch processors.